cardValidateAuthentication
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Requests for 3-D Secure validation of authentication:
In this document, unless otherwise stated, any reference to 3-D Secure includes Visa (Verified by Visa), MasterCard (SecureCode) and American Express (SafeKey).
This request is mandatory to check the complete 3-D Secure authentication (with PARes message). It must be called after you received the POST form from the ACS (Access Control Server) (See “Post form to the ACS”).
This method is mainly used for control purposes of the card holder before saving the card in a wallet.
Recommended interfaceVersion: IR_WS_2.55
Endpoints
-
- PROD
-
https://office-server.sips-services.com/rs-services/v2/checkout/cardValidateAuthentication
- method
- POST
-
- TEST
-
https://office-server.test.sips-services.com/rs-services/v2/checkout/cardValidateAuthentication
- method
- POST
-
- PROD
-
https://office-server.sips-services.com/services/v2/checkout?wsdl
- method
- POST
-
- TEST
-
https://office-server.test.sips-services.com/services/v2/checkout?wsdl
- method
- POST
Request
Required
-
interfaceVersion
- presence
- Required
- Interface version
- 2.0
Version of the interface used. It is composed of a prefix that varies according to the function used and a version number (e.g. IR_WS_2.47).
Please refer to the function page for the value to use. Use the latest interface version number.
List of values
IR_WS_
- Sips Paypage and Sips Office (SOAP/JSON) interface.
-
keyVersion
- presence
- Required
- Interface version
- 2.0
Version of the merchant’s secret key used to calculate the imprint of the message (key stored by the merchant to verify the imprint of the automatic and manual notifications).
-
merchantId
- presence
- Required
- Interface version
- 2.0
Identifier of the shop, this value is provided to the merchant by Worldline Sips during the shop registration.
-
messageVersion
- presence
- Required
- Interface version
- 2.0
Parameters version of redirection (used for Sips Office with redirection).
-
paResMessage
- presence
- Required
- Interface version
- 2.0
Payer Authentication Response (PARes) generated by the ACS for the cardholder authentication response and transmitted to the ThreedSecureService service.
-
redirectionData
- presence
- Required
- Interface version
- 2.0
In case of 3-D Secure payment, contains the context of the transaction retrieved from the cardCheckEnrollment method. In case of 3-D Secure server Standalone, it contains the Payer Authentication Request (PAReq) that the merchant must transmit to ACS for 3-D Secure authentication (format: base 64 encoded).In case of external payment provider, contains the context of the transaction sent by the merchant during the transaction initialisation.
-
seal
- presence
- Required
- Interface version
- 2.0
Message seal used to ensure the integrity of the request and the authentication of sender / receiver of the message.
Optional
-
intermediateServiceProviderId
- presence
- Optional
- Interface version
- 2.12
Identifier of the Service used by the merchant for the exchanges with the Worldline Sips platform.
-
s10TransactionReference
- presence
- Optional
- Interface version
- 2.0
Contains the identification of the transaction (to be compliant with Worldline Sips 1.0).Contains the data pair (s10TransactionId, s10TransactionIdDAte) which ensures the uniqueness of the transaction 1.0.
Contains
-
s10TransactionId
- presence
- Optional
- Interface version
- 2.0
- Format
-
N6Any character is accepted
The merchant can choose between transactionId and transactionReference (by default) to identify his transactions.s10TransactionId is an alternative identifier for the transaction to be compliant with Worldline Sips 1.0. The couple s10TransactionId/s10TransactionIdDate ensures the unicity of the transaction.
-
s10TransactionIdDate
- presence
- Optional
- Interface version
- 2.0
Date of the transaction (expressed in the Worldline Sips server time zone).The couple s10TransactionId/s10TransactionIdDate ensures the unicity of the transaction 1.0.The use of this couple instead of transactionReference depends on an option in the merchant configuration.
-
sealAlgorithm
- presence
- Optional
- Interface version
- 2.12
Algorithm applied to calculate the seal encryption.
List of values
HMAC-SHA-256
- The encryption algorithm applied is HMAC-SHA-256
HMAC-SHA-512
- The encryption algorithm applied is HMAC-SHA-512
SHA-256
- The encryption algorithm applied is SHA-256
-
transactionReference
- presence
- Optional
- Interface version
- 2.0
The merchant can choose of referencing his transactions by a transactionId or a transactionReference.transactionReference uniquely identifies a transaction throughout the life of the shop.
Request sample
Response
Required
-
seal
- presence
- Required
- Interface version
- 2.0
Message seal used to ensure the integrity of the request and the authentication of sender / receiver of the message.
Optional
-
errorFieldName
- presence
- Optional
- Interface version
- 2.21
Error field name of the incoming request. Present when responseCode = 12 or 30.
-
holderAuthentMethod
- presence
- Optional
- Interface version
- 2.27
Name of the method applied to authenticate a payment mean holder
List of values
DYNAMIC
- Dynamic authentication method
NOT_SPECIFIED
- Not specified (compatible holderAuthentProgram: 3DS)
NO_AUTHENT
- Equivalent to NO_AUTHENT_METHOD, it is an alternative value used in the transaction report Compatible holderAuthentProgram: NO_AUTHENT
NO_AUTHENT_METHOD
- No Holder Verification Method performed Compatible holderAuthentProgram: PAYLIB
OOB
- Out Of Band authentication method that is not defined by 3D Secure application
OTP_HARDWARE
- OTP on Hardware secure element (CAP, SIM, …) Compatible holderAuthentProgram: PAYLIB
OTP_SOFTWARE
- OTP on Software secure element (SEA, …) Compatible holderAuthentProgram: PAYLIB
OTP_TELE
- One Time Password (SMS, SVI, Token…) Compatible holderAuthentProgram: PAYLIB
PASSWORD
- Password is reusable (birth date, password, zip code, …) Compatible holderAuthentMethod: BCMCMOBILE
STATIC
- Static authentication method
-
holderAuthentProgram
- presence
- Optional
- Interface version
- 2.27
Authentication programme
List of values
1EUROCOM
- Cofidis Pay 5x10x20x authentication
3DS
- 3-D Secure authentication
3DS_V2
- 3-D Secure v2 authentication program. This value is accepted for the following versions Since the version 2.24 for Sips Paypage Since the version 2.24 for Sips Office Since the version 2.5 for Sips In-App
APPLEPAY
- Apple Pay authentication
BCMCMOBILE
- BCMC authentication
GOOGLEPAY
- Google Pay authentication
MASTERPASS
- MasterPass authentication
NOT_SPECIFIED
- No specified authentication program
NO_AUTHENT
- Equivalent to NO_AUTHENT_METHOD it is an alternative value used in the transaction report
NO_AUTHENT_METHOD
- no authentication program
PAYLIB
- Paylib authentication
SAMSUNGPAY
- Samsung Pay authentication
THREE_DS
- Equivalent to 3DS it is an alternative value used in the transaction report
-
holderAuthentResponseCode
- presence
- Optional
- Interface version
- 2.0
Response code of the authentication process.
List of values
00
- Holder authenticated
01
- Holder not authenticated
02
- Holder authentication could not be performed because of a technical problem on the ACS (TX.status = U in the PARes message)
03
- Proof of authentication available
88
- An Error message was sent by ACS instead of a CRes message
89
- The session has expired
95
- Invalid PARes message signature
96
- Invalid PARes message
-
holderAuthentStatus
- presence
- Optional
- Interface version
- 2.27
Result of the authentication process.
List of values
3D_ABORT
- The buyer has abandoned the transaction during the process of authentication. Currently, this status is only possible in the case of a PAYLIB payment.
3D_ATTEMPT
- The merchant and the cardholder are both enrolled in the authentication programme, but the buyer did not have to be authenticated (the server access control of the bank that issued the card, only implements the generation of an authentication attempt proof). This case can also occur when the DS replies instead of the ACS when the ACS is unavailable.
3D_BYPASS
- According to certain criteria set by the merchant, the authentication programme checks were bypassed.
3D_ERROR
- The merchant participates in the authentication programme but the Worldline Sips server encountered a technical problem during the authentication process (when checking the registration card to the authentication programme or during authentication of the holder).
3D_FAILURE
- The merchant and the cardholder are both enrolled in the authentication programme, but the buyer failed to authenticate (wrong password).
3D_NOTENROLLED
- The merchant participates in the authentication programme, but the cardholder’s card is not enrolled.
3D_SUCCESS
- The merchant and the cardholder are both enrolled in the authentication programme and the cardholder has successfully authenticated.
ATTEMPT
- The merchant and the cardholder are both enrolled in the authentication programme, but the buyer did not have to be authenticated (the server access control of the bank that issued the card, only implements the generation of an authentication attempt proof). This case can also occur when the DS replies instead of the ACS when the ACS is unavailable.
BYPASS
- According to certain criteria set by the merchant, the authentication programme checks were bypassed.
CANCEL
- The buyer has abandoned the transaction during the process of authentication. Currently, this status is only possible in the case of a PAYLIB payment.
ERROR
- The merchant participates in the authentication programme but the Worldline Sips server encountered a technical problem during the authentication process (when checking the registration card to the authentication programme or during authentication of the holder).
FAILURE
- The merchant and the cardholder are both enrolled in the authentication programme, but the buyer failed to authenticate (wrong password).
NOT_ENROLLED
- The merchant participates in the authentication programme, but the cardholder’s card is not enrolled.
NOT_PARTICIPATING
- The buyer has not authenticated to one of the following reasons: - the type of card is not supported by the authentication programm - the merchant is not enrolled in the authentication programm
NOT_SPECIFIED
- The status of the holder authentication is not available.
NO_AUTHENT
- According to certain criteria set by the merchant, the authentication programme checks were bypassed
NO_AUTHENT_DTA
- According to certain criteria set by the merchant, the authentication programme checks were bypassed using Direct to Authorize
SSL
- According to certain criteria set by the merchant, the authentication programme checks were bypassed
SUCCESS
- The merchant and the cardholder are both enrolled in the authentication programme and the cardholder has successfully authenticated.
-
responseCode
- presence
- Optional
- Interface version
- 2.0
Worldline Sips server response code.
List of values
00
- Operation accepted
03
- Invalid merchant contract
12
- Invalid transaction. Please check the request parameters
40
- Function not supported: the operation that you wish to perform is not part of the operation type for which you are authorized
99
- Temporarily problem with the payment server
-
threeD
- presence
- Optional
- Interface version
- 2.27
Contains cardholder’s 3-D Secure authentication information.
Contains
-
securityIndicator
- presence
- Optional
- Interface version
- 2.27
Transaction’s security level. This indicator is calculated based on the prior result of the 3-D Secure authentication.
List of values
10
- 3DS disengaged holderAuthentProgram: N/A holderAuthentStatus : BYPASS
20
- Deprecated value holderAuthentProgram: N/A holderAuthentStatus : N/A
21
- Cardholder not enrolled in the 3DS 1.0 program holderAuthentProgram: 3DS holderAuthentStatus : NOT_ENROLLED
22
- Deprecated value holderAuthentProgram: 3DS holderAuthentStatus : NOT_ENROLLED
23
- Successful authentication in 3DS 2.0 in frictionless mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : SUCCESS
24
- Successful authentication in 3DS 2.0 in challenge mode (strong authentication) holderAuthentProgram: 3DS_V2 holderAuthentStatus : SUCCESS
25
- Successful authentication in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : SUCCESS
26
- Cardholder partially authenticated on ACS 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : ATTEMPT
27
- Carrier partially authenticated on ACS 3DS 2.0 in frictionless mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : ATTEMPT
28
- Cardholder partially authenticated on ACS 3DS 2.0 in challenge mode (strong authentication) holderAuthentProgram: 3DS_V2 holderAuthentStatus : ATTEMPT
29
- Card range not enrolled in the 3DS 2.0 program holderAuthentProgram: 3DS_V2 holderAuthentStatus : NOT_ENROLLED
30
- Cardholder not enrolled in the 3DS 2.0 program holderAuthentProgram: 3DS_V2 holderAuthentStatus : NOT_ENROLLED
31
- Cardholder authentication failure in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : FAILURE
32
- Invalid signature in ACS response in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : FAILURE
33
- Invalid ACS response in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : FAILURE
34
- Cardholder authentication failure in 3DS 2.0 in frictionless mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
35
- Cardholder authentication failure in 3DS 2.0 in challenge mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
36
- 3DS 2.0 authentication failed because no Rreq message received from ACS holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
37
- 3DS 2.0 authentication failed because Cres message is invalid holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
38
- 3DS 2.0 authentication failed because the Cres message contains an error message holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
39
- No authentication as requested by the merchant holderAuthentProgram: 3DS_V2 holderAuthentStatus : NO_AUTHENT
41
- Error in 3DS 1.0: Session expired holderAuthentProgram: 3DS holderAuthentStatus : ERROR
42
- Error in 3DS 2.0: Session expired holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
71
- Error in 3DS 2.0: ARes message not received holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
72
- Error in 3DS 2.0: ARes message received from DS is invalid holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
73
- Error in 3DS 2.0: RReq message received from ACS is invalid holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
74
- Error in 3DS 2.0: unable to reach the DS holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
75
- Error in 3DS 2.0: technical problem on the Sips platform holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
76
- Error in 3DS 2.0: technical problem on the 3DS Server holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
81
- Error in 3DS 1.0: Internal MPI error during the first call holderAuthentProgram: 3DS holderAuthentStatus : ERROR
82
- Error in 3DS 1.0: Internal MPI error during the second call holderAuthentProgram: 3DS holderAuthentStatus : ERROR
84
- Error in 3DS 1.0: Invalid DS response holderAuthentProgram: 3DS holderAuthentStatus : ERROR
85
- Error in 3DS 1.0: technical problem during the first call to MPI holderAuthentProgram: 3DS holderAuthentStatus : ERROR
86
- Error in 3DS 1.0: technical problem during the second call to MPI holderAuthentProgram: 3DS holderAuthentStatus : ERROR
87
- Error in 3DS 1.0: the parameters transmitted to the MPI are invalid holderAuthentProgram: 3DS holderAuthentStatus : ERROR
88
- Error in 3DS 1.0: Network problem holderAuthentProgram: 3DS holderAuthentStatus : ERROR
90
- Deprecated value holderAuthentProgram: 3DS holderAuthentStatus : ERROR
92
- Problem when verifying carrier enrollment holderAuthentProgram: 3DS holderAuthentStatus : ERROR
93
- Problem when authenticating the cardholder on the ACS holderAuthentProgram: 3DS holderAuthentStatus : ERROR
94
- Error in 3DS 2.0: technical problem when calling the DS holderAuthentProgram: 3DS holderAuthentStatus : ERROR
95
- Error in 3DS 2.0: technical problem during kinematics with ACS holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
-
cavv
- presence
- Optional
- Interface version
- 2.27
Cardholder’s authentication verification value communicated in the MPI during 3-D Secure payments.
-
eci
- presence
- Optional
- Interface version
- 2.27
Electric commerce indicator communicated in the MPI during 3-D Secure payments.
-
cavvAlgorithm
- presence
- Optional
- Interface version
- 2.27
Algorithm indicator used to generate a CAVV communicated in the MPI during 3-D Secure payments.
List of values
0
- HMAC
1
- CVV
2
- CVV ATN
3
- Mastercard SPA
-
txStatus
- presence
- Optional
- Interface version
- 2.27
Result of the authentication communicated in the MPI during 3-D Secure payments.
List of values
9
- CARD_NOT_ENROLLED
A
- ATTEMPT
C
- CHALLENGE
D
- DECOUPLED_AUTHENTICATION
E
- AUTHENTICATED_WITHOUT_CRYPTO
I
- INFO_ONLY
N
- NOT_AUTHENTICATED
R
- AUTHENTICATION_REJECTED
U
- ERROR
Y
- AUTHENTICATED_WITH_CRYPTO
-
xid
- presence
- Optional
- Interface version
- 2.27
Unique transaction ID (generated by the MPI) presented in all 3-D Secure messages and communicated in the MPI during 3-D Secure payments.
-
threeDV2
- presence
- Optional
- Interface version
- 2.27
Contains cardholder’s 3-D Secure v2 authentication information.
Contains
-
securityIndicator
- presence
- Optional
- Interface version
- 2.27
Transaction’s security level. This indicator is calculated based on the prior result of the 3-D Secure authentication.
List of values
10
- 3DS disengaged holderAuthentProgram: N/A holderAuthentStatus : BYPASS
20
- Deprecated value holderAuthentProgram: N/A holderAuthentStatus : N/A
21
- Cardholder not enrolled in the 3DS 1.0 program holderAuthentProgram: 3DS holderAuthentStatus : NOT_ENROLLED
22
- Deprecated value holderAuthentProgram: 3DS holderAuthentStatus : NOT_ENROLLED
23
- Successful authentication in 3DS 2.0 in frictionless mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : SUCCESS
24
- Successful authentication in 3DS 2.0 in challenge mode (strong authentication) holderAuthentProgram: 3DS_V2 holderAuthentStatus : SUCCESS
25
- Successful authentication in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : SUCCESS
26
- Cardholder partially authenticated on ACS 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : ATTEMPT
27
- Carrier partially authenticated on ACS 3DS 2.0 in frictionless mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : ATTEMPT
28
- Cardholder partially authenticated on ACS 3DS 2.0 in challenge mode (strong authentication) holderAuthentProgram: 3DS_V2 holderAuthentStatus : ATTEMPT
29
- Card range not enrolled in the 3DS 2.0 program holderAuthentProgram: 3DS_V2 holderAuthentStatus : NOT_ENROLLED
30
- Cardholder not enrolled in the 3DS 2.0 program holderAuthentProgram: 3DS_V2 holderAuthentStatus : NOT_ENROLLED
31
- Cardholder authentication failure in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : FAILURE
32
- Invalid signature in ACS response in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : FAILURE
33
- Invalid ACS response in 3DS 1.0 holderAuthentProgram: 3DS holderAuthentStatus : FAILURE
34
- Cardholder authentication failure in 3DS 2.0 in frictionless mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
35
- Cardholder authentication failure in 3DS 2.0 in challenge mode holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
36
- 3DS 2.0 authentication failed because no Rreq message received from ACS holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
37
- 3DS 2.0 authentication failed because Cres message is invalid holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
38
- 3DS 2.0 authentication failed because the Cres message contains an error message holderAuthentProgram: 3DS_V2 holderAuthentStatus : FAILURE
39
- No authentication as requested by the merchant holderAuthentProgram: 3DS_V2 holderAuthentStatus : NO_AUTHENT
41
- Error in 3DS 1.0: Session expired holderAuthentProgram: 3DS holderAuthentStatus : ERROR
42
- Error in 3DS 2.0: Session expired holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
71
- Error in 3DS 2.0: ARes message not received holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
72
- Error in 3DS 2.0: ARes message received from DS is invalid holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
73
- Error in 3DS 2.0: RReq message received from ACS is invalid holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
74
- Error in 3DS 2.0: unable to reach the DS holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
75
- Error in 3DS 2.0: technical problem on the Sips platform holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
76
- Error in 3DS 2.0: technical problem on the 3DS Server holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
81
- Error in 3DS 1.0: Internal MPI error during the first call holderAuthentProgram: 3DS holderAuthentStatus : ERROR
82
- Error in 3DS 1.0: Internal MPI error during the second call holderAuthentProgram: 3DS holderAuthentStatus : ERROR
84
- Error in 3DS 1.0: Invalid DS response holderAuthentProgram: 3DS holderAuthentStatus : ERROR
85
- Error in 3DS 1.0: technical problem during the first call to MPI holderAuthentProgram: 3DS holderAuthentStatus : ERROR
86
- Error in 3DS 1.0: technical problem during the second call to MPI holderAuthentProgram: 3DS holderAuthentStatus : ERROR
87
- Error in 3DS 1.0: the parameters transmitted to the MPI are invalid holderAuthentProgram: 3DS holderAuthentStatus : ERROR
88
- Error in 3DS 1.0: Network problem holderAuthentProgram: 3DS holderAuthentStatus : ERROR
90
- Deprecated value holderAuthentProgram: 3DS holderAuthentStatus : ERROR
92
- Problem when verifying carrier enrollment holderAuthentProgram: 3DS holderAuthentStatus : ERROR
93
- Problem when authenticating the cardholder on the ACS holderAuthentProgram: 3DS holderAuthentStatus : ERROR
94
- Error in 3DS 2.0: technical problem when calling the DS holderAuthentProgram: 3DS holderAuthentStatus : ERROR
95
- Error in 3DS 2.0: technical problem during kinematics with ACS holderAuthentProgram: 3DS_V2 holderAuthentStatus : ERROR
-
authentDateTime
- presence
- Optional
- Interface version
- 2.27
UTC date and time of the authentication.
-
authentCancelReason
- presence
- Optional
- Interface version
- 2.27
Reason for authentication cancellation.
List of values
01
- Cancellation was requested by the cardholder
02
- The requestor 3DS cancelled the authentication
03
- Abandoned transaction
04
- Time out exceeded at ACS: other deadlines
05
- Time out exceeded at ACS: first CReq not received by ACS
06
- Transaction in error
07
- Unknown cancellation reason
-
holderAuthentType
- presence
- Optional
- Interface version
- 2.27
Cardholder authentication type applied by the issuer of the card. Field valued in 3-D Secure v2.
List of values
CHALLENGE
- Authentication on challenge flow (redirection of authentication pages to cardholder)
FRICTIONLESS
- Authentication on frictionless flow
FRICTIONLESS_DELEGATE
- Deprecated - Authentication on delegated frictionless flow (DS manage the authentication instead of issuer in case of technical issues
NONE
- No authentication could be implemented
-
cavvAlgorithm
- presence
- Optional
- Interface version
- 2.27
Algorithm indicator used to generate a CAVV communicated in the MPI during 3-D Secure payments.
List of values
0
- HMAC
1
- CVV
2
- CVV ATN
3
- Mastercard SPA
-
authentTransStatusReason
- presence
- Optional
- Interface version
- 2.27
Reason accompanying the authentication result communicated in the MPI of a 3D-Secure payment.
-
authentMessageVersion
- presence
- Optional
- Interface version
- 2.31
Version of the 3-D Secure protocol used (e.g. 2.1.0).
-
cavv
- presence
- Optional
- Interface version
- 2.27
Cardholder’s authentication verification value communicated in the MPI during 3-D Secure payments.
-
authentDsTransId
- presence
- Optional
- Interface version
- 2.27
Universal transaction identifier assigned by the DS to uniquely identify a transaction.
-
challengeMode3DS
- presence
- Optional
- Interface version
- 2.27
Holder authentication level requested.
List of values
CHALLENGE
- The merchant desired authentication challenge mode is to have a client authentication. In other words, it is a “challenge” request
CHALLENGE_MANDATE
- The merchant need is to apply the regulatory mode to have a strong customer authentication (for example for the first payment of payment schedule)
NO_CHALLENGE
- The merchant desired authentication challenge mode is to have no customer authentication. In other words, it is a “challenge” request
NO_CHALLENGE_DTA
- The merchant does not want customer authentication in a Direct to Authorize kinematics
NO_CHALLENGE_TRA_ACQ
- The merchant desired no authentication of the cardholder by invoking the TRA acquirer exemption. It’s a request for “Frictionless”.
NO_CHALLENGE_TRA_ACQ_DTA
- The merchant wishes to bypass cardholder authentication by invoking the Acquirer TRA exemption. This is a Direct to Authorize request.
NO_PREFERENCE
- The merchant has no desired authentication challenge mode
-
authentExemptionReasonList
- presence
- Optional
- Interface version
- 2.31
List of exemptions fixed by the issuer.
List of values
AUTOMATE_PAYMENT
- Automatic payment machines for transport and car park
CORPORATE
- Exemption safe procedure and payment protocol for companies
DELEGATED_SCA
- Strong authentication implemented by the acceptor (wallet)
LOW_RISK_MERCHANT_CB
- Risk analysis in the Low Risk Merchant CB program
LOW_VALUE
- Exemption low values
OTHER_EXEMPTION
- Other use case exempt from authentication
OUT_OF_SCOPE_RTS
RECURRING_FIX
- Exemption for recurring transactions of identical amounts and fixed term
TECHNICAL_ERROR
- Technical impossibility of implementing authentication
TRA_ACQUIRER
- Exemption risk analysis by the acceptor/acquirer
TRA_ISSUER
- Exemption risk analysis by the issuer
WHITE_LIST
- Exemption trusted beneficiary
-
authentAcsTransId
- presence
- Optional
- Interface version
- 2.27
Universal transaction identifier assigned by the ACS to uniquely identify a transaction.
-
authentDsMerchantName
- presence
- Optional
- Interface version
- 2.31
Identifier assigned by the Directory Server to uniquely identify the merchant.
-
eci
- presence
- Optional
- Interface version
- 2.27
Electric commerce indicator communicated in the MPI during 3-D Secure payments.
-
authentScoreValue
- presence
- Optional
- Interface version
- 2.27
Score value provided by the DS (Directory Server) to the ACS (Access Control Server).
-
authentAmount
- presence
- Optional
- Interface version
- 2.27
Authentication amount.
-
authentThreedsServerTransId
- presence
- Optional
- Interface version
- 2.35
Universal transaction identifier assigned by the 3DS server to uniquely identify a transaction.
-
authentAcsMethod
- presence
- Optional
- Interface version
- 2.31
Authentication method that the ACS applied to authenticate the cardholder.
List of values
01
- STATIC_PASSCODE
02
- SMS_OTP
03
- KEY_FOB_OR_EMV_CARD_READER_OTP
04
- APP_OTP
05
- OTP_OTHER
06
- KBA
07
- OOB_BIOMETRICS
08
- OOB_LOGIN
09
- OOB_OTHER
10
- OTHER
-
txStatus
- presence
- Optional
- Interface version
- 2.27
Result of the authentication communicated in the MPI during 3-D Secure payments.
List of values
9
- CARD_NOT_ENROLLED
A
- ATTEMPT
C
- CHALLENGE
D
- DECOUPLED_AUTHENTICATION
E
- AUTHENTICATED_WITHOUT_CRYPTO
I
- INFO_ONLY
N
- NOT_AUTHENTICATED
R
- AUTHENTICATION_REJECTED
U
- ERROR
Y
- AUTHENTICATED_WITH_CRYPTO
Response sample
Changelog